Life Insurance in Lincoln, NE
Life insurance is imperative, whether you're 25 years old or 85 years old. In fact, if you're young, now is the perfect time to invest in life insurance-rates are lower, and you can choose guaranteed coverage for the rest of your life.
The agents at Mid-Alliance Insurance Associates LLC can help you find the right life insurance policy for your situation in Lincoln, NE.
Benefits of Life Insurance
If you're not sure whether or not you need a life insurance policy, consider the many benefits. A life insurance policy is designed to give your family money so they can live comfortably after your death. This can give you peace of mind, especially if your family members rely on your income.
A benefit from permanent life insurance is that you can access money from your policy to pay for education, retirement, and other needs.
Types of Life Insurance
Ask our Lincoln, NE agents about the best type of life insurance for you. We offer four main options:
- Term life insurance: This is the most affordable life insurance type. It only lasts for a specified period of time; however, you can extend it or change it to a different coverage type later on.
- Whole life insurance: The benefit of this life insurance type is that there is a set premium cost that will continue throughout your life.
- Guaranteed universal life insurance: This policy type allows you to change your benefits and costs at different times, depending on your needs.
- Indexed universal life insurance: This is similar to guaranteed universal life insurance, except its values are based on the financial market.
If you're ready to find the right life insurance policy in Lincoln, NE, call our agents at (402) 421-7800.